Texas veterans

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A VA loan is a mortgage loan program available to veterans and active-duty military personnel through the Department of Veterans Affairs (VA). VA loans often offer favorable terms, including no down payment and no private mortgage insurance (PMI).

VA loans are generally available to veterans, active-duty military personnel, and certain surviving spouses. To be eligible, you must have a valid Certificate of Eligibility (COE) and meet other requirements.

To apply for a VA loan, you will need to work with a VA-approved lender. You will need to provide financial and personal information, such as your credit score, income, and employment history. The lender will review this information to determine whether you are eligible for a VA loan and how much you can borrow.

The minimum credit score required for a VA loan varies by lender, but typically you need a score of at least 620. Some lenders may offer loans to veterans with lower scores.

No, VA loans are not only for first-time homebuyers. They are available to any eligible veteran or active-duty military personnel looking to buy a home.

The VA sets limits on the amount of money that can be borrowed through a VA loan, depending on the location of the property. These limits vary based on factors such as the cost of living in the area and the type of property being purchased. You can check the VA loan limits for your area to determine how much you will be able to borrow.

No, VA loans do not require a down payment. This can make it easier for veterans and active-duty military personnel to afford a home, especially if they are first-time homebuyers.

Yes, VA loans can be used to purchase second homes or investment properties, subject to certain restrictions. You will need to work with a VA-approved lender to determine whether you are eligible for a VA loan on a second home or investment property.

Why Us?

Army Veteran

Completed 10 years of service in the United States Army, including three tours in Iraq, and honorably discharged as a Staff Sergeant in 2013.

Real estate Broker

Dedicated VA loan specialist with over 10 years of experience helping veterans and active-duty military personnel navigate the home buying process. My mission is to ensure you take full advantage of your VA loan benefits.


Raoul holds himself and others to high, strict standards, particularly when working with Veterans. He ensures they receive their Texas VA loan and buying benefits, making sure everyone involved knows what Veterans deserve and qualify for.

Need more information?

We are always happy to offer our help. Feel free to contact us on any of the following phone numbers. You can also leave us an email and we will get back to you as soon as possible.

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