VA Loan First Time Home Buyer

Easy online experience. Built exclusively for military homebuyers.

Meet Your Texas Veteran Real Estate Broker

Raoul Rowe, Texas real estate broker and veteran, guides veterans to their dream homes using VA loans.

After 10 years and 3 deployments in the Army (reaching Staff Sergeant), Raoul used his own VA loan experience to launch his real estate career.

Now, with over 10 years of helping veterans, he combines his passion and expertise to empower them throughout the buying or selling process.

Hear from our clients

Samuel Lee
Samuel Lee
2023-08-11
Raoul is the best!!! Very informative and attentive. The best
Uyio Nkana
Uyio Nkana
2023-08-05
Raoul coached us through the whole home buying process and had our best interest at heart the whole time, even provided market insights!. I would definitely be reaching out to him again next time I am planning to buy or sell some real estate
Richard Vazquez
Richard Vazquez
2023-07-22
If you need a professional who goes beyond the call of duty, this is the only place you need to call. Raoul has your back, and he will make sure you get the best deal possible. If there's a bumpy path to your new home, Ready Front Real Estate is where you need to go.
W EC
W EC
2023-01-26
Raoul is the best! He is knowledgeable, professional and will get the job done. Just tell him what your real estate needs are, and he will help make it happen. I highly recommend him. You will be satisfied.
Natasha Smith
Natasha Smith
2021-05-17
Ready Front Real Estate was the best choice I could've made in my home buying process! Raoul was knowledgeable, responsive, and proactive in assisting with my search for my first home. He walked me through every aspect of the process, and even assisted me with finding a 3rd party inspector. Buying in the Austin area right now is not easy, but Ready Front Real Estate made the process as painless as possible and Raoul ensured we found a new construction home that I could afford and with all of my preferences in mind. Will definitely continue to use Ready Front when I sell or buy another home. Raoul's knowledge of the area and strong communication skills are invaluable.
Greg Bogan
Greg Bogan
2021-04-18
Aside from picking the house we built, working with Raoul was the best decision we made to begin home ownership. He is so knowledgable and his ability to educate us on home buying and home ownership was actually the most valuable thing he provided us. He was readily accessible over the 6 months or so it took us to build our house which was really important to me personally, as I have a lot of questions. If you're looking for someone to take care of you throughout the entire process, look no further than Raoul!
Wilmer Portillo
Wilmer Portillo
2020-09-03
Me & My Family just close-in on our new home Ready Front Real Estate was there when I needed the help to purchase a home for me & my family. I am pleased & satisfied for the out come definitely will use & recommend Ready Front Real Estate. Raoul was a big help & knows how to knock out any thing that get in the way. He his quick to come up with a strategy . His quick to response & is available at any time no matter how late it’s is or weekends he is there to answer any question. Thanks Ready Front Real Estate for guiding me on the right direction not once did we stop the whole road on this journey was a green light me & my family are happy & enjoying our new home. Once again thanks Raoul.
Jamie K.
Jamie K.
2020-06-27
From the very beginning Raoul helped tackle every obstacle I encountered between my lender, the seller, any everything in between. Always in a forward motion. Raoul has gone above and beyond, helping my family during Covid, get into our home. My son and I couldn’t thank him more. He is always available to answer any question or concerns I had.
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2020-05-06
Raoul has been my agent since 2016. We are a military family and we were being stationed in Austin, Tx. We purchased and had a home built in Manor, Tx while we were still living in Arizona. That's when Raoul stepped in for us and made sure everything was executed on time and right. He would send awesome pictures and video's of our home during its building process. We moved in and everything went great. We still kept in touch over the years when I had any real estate questions. Fast forward 4 years later... we are being stationed in Washington next and needed to sell our home. Raoul once again stepped in and was a tremendous help navigating us through the selling process. With COVID-19 making closing harder, he was there to reassure me every step of the way. He was the levelhead I needed when I was going on my stressed out tangents of "what if this happens or this happens". He would answer my questions within mins and I probably asked hundreds of questions. He never made me feel like I was a bother or any question was a dumb question he answered them all. I felt as if I was his only client because he was promptly there anytime I needed him. He is the whole package... very knowledgeable in real estate, great photographer, great videographer, great counselor when it comes to talking you off the edge with these real estate stresses! haha! We will be coming back to Texas to retire and when that time comes I know exactly who to call. Thank you Raoul for all your help we really appreciate all you have done for us.
Joshua Borreli
Joshua Borreli
2020-04-13
Great experience, with simultaneously selling and buying.

Ready to turn your homeownership dreams into reality? Schedule a meeting with Raoul Rowe today and embark on the journey to finding your perfect home.​

Most asked questions form Texas Veterans

A VA loan is a mortgage loan program available to veterans and active-duty military personnel through the Department of Veterans Affairs (VA). VA loans often offer favorable terms, including no down payment and no private mortgage insurance (PMI).

VA loans are generally available to veterans, active-duty military personnel, and certain surviving spouses. To be eligible, you must have a valid Certificate of Eligibility (COE) and meet other requirements.

To apply for a VA loan, you will need to work with a VA-approved lender. You will need to provide financial and personal information, such as your credit score, income, and employment history. The lender will review this information to determine whether you are eligible for a VA loan and how much you can borrow.

Some of the benefits of a VA loan include no down payment, no private mortgage insurance (PMI), competitive interest rates, the ability to refinance at a lower interest rate, and protections for surviving spouses.

No, VA loans are not only for first-time homebuyers. They are available to any eligible veteran or active-duty military personnel looking to buy a home.

The VA sets limits on the amount of money that can be borrowed through a VA loan, depending on the location of the property. These limits vary based on factors such as the cost of living in the area and the type of property being purchased. You can check the VA loan limits for your area to determine how much you will be able to borrow.

No, VA loans do not require a down payment. This can make it easier for veterans and active-duty military personnel to afford a home, especially if they are first-time homebuyers.

Yes, VA loans can be used to purchase second homes or investment properties, subject to certain restrictions. You will need to work with a VA-approved lender to determine whether you are eligible for a VA loan on a second home or investment property.

Texas law requires all real estate license holders to give the following Information About Brokerage Services and Consumer Protection Notice  to prospective buyers, tenants, sellers and landlords.

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