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Real Estate

Homes Under $400K in Elgin, TX

289 active listingsMedian $370K· Updated from MLS

Homes for sale in Elgin, TX under $400,000 — live MLS inventory, updated continuously.

24+ Homes Under $400K in Elgin

18312  Stellers Sea St

$299,900

18312 Stellers Sea St, Elgin, TX, 78621

4 bd3 ba1,924 sqft
23808  Grackle Cv

$324,499

23808 Grackle Cv, Elgin, TX, 78621

5 bd3 ba2,516 sqft
23800  Grackle Cv

$267,499

23800 Grackle Cv, Elgin, TX, 78621

3 bd2 ba1,510 sqft
23717  GRACKLE Cv

$244,999

23717 GRACKLE Cv, Elgin, TX, 78621

4 bd2 ba2,173 sqft
23617  FIRELIGHT Dr

$239,999

23617 FIRELIGHT Dr, Elgin, TX, 78621

4 bd2 ba1,867 sqft
210  Cider Creek Dr

$255,410

210 Cider Creek Dr, Elgin, TX, 78621

3 bd2 ba1,450 sqft
23908  Stagg St

$287,999

23908 Stagg St, Elgin, TX, 78621

4 bd2 ba2,162 sqft
232  Amity Bower Dr

$258,890

232 Amity Bower Dr, Elgin, TX, 78621

4 bd2 ba1,554 sqft
216  Amity Bower Dr

$242,490

216 Amity Bower Dr, Elgin, TX, 78621

3 bd2 ba1,482 sqft
13028  Torrey Reynolds Dr

$299,900

13028 Torrey Reynolds Dr, Elgin, TX, 78621

4 bd2 ba1,525 sqft
225  Amity Bower Dr

$300,289

225 Amity Bower Dr, Elgin, TX, 78621

4 bd3 ba2,020 sqft
241  McShan Ln  #A

$249,000

241 McShan Ln #A, Elgin, TX, 78621

1 bd1 ba728 sqft
14533  Gurneys Eagle Dr

$220,000

14533 Gurneys Eagle Dr, Elgin, TX, 78621

4 bd2 ba1,809 sqft
221  Amity Bower Dr

$281,489

221 Amity Bower Dr, Elgin, TX, 78621

4 bd2 ba1,774 sqft
110 W Point Way

$275,000

110 W Point Way, Elgin, TX, 78621

3 bd2 ba1,479 sqft
23728  Grackle Cv

$330,499

23728 Grackle Cv, Elgin, TX, 78621

4 bd3 ba2,288 sqft
23613  FIRELIGHT Dr

$248,999

23613 FIRELIGHT Dr, Elgin, TX, 78621

4 bd2 ba1,600 sqft
23609  FIRELIGHT Dr
MLS price updated · $18K

$225,999

23609 FIRELIGHT Dr, Elgin, TX, 78621

4 bd2 ba1,575 sqft
23605  FIRELIGHT Dr

$239,999

23605 FIRELIGHT Dr, Elgin, TX, 78621

4 bd2 ba1,867 sqft
145  Arosa Dr

$275,000

145 Arosa Dr, Elgin, TX, 78621

4 bd2 ba1,064 sqft
240  Amity Bower Dr

$311,089

240 Amity Bower Dr, Elgin, TX, 78621

5 bd3 ba2,569 sqft
224  Amity Bower Dr

$297,289

224 Amity Bower Dr, Elgin, TX, 78621

4 bd3 ba2,152 sqft
236  Amity Bower Dr

$285,990

236 Amity Bower Dr, Elgin, TX, 78621

4 bd3 ba1,832 sqft
228  Amity Bower Dr

$262,289

228 Amity Bower Dr, Elgin, TX, 78621

4 bd2 ba1,634 sqft

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Market Conditions — Elgin

Inventory exceeds active demand in Elgin, giving buyers more options and negotiating room. Focus here for negotiation leverage — inventory is high and sellers are adjusting.

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Common Questions

What is the average home price in Elgin?

The median list price for homes in Elgin is currently around $370k. Prices vary by neighborhood, size, and condition. Browse our live listings above for current pricing.

How many homes are for sale in Elgin right now?

There are currently 289 active listings in Elgin. Inventory changes daily — save this search to get notified when new homes hit the market.

What are the best neighborhoods in Elgin?

Elgin has a range of established neighborhoods and newer master-planned communities. Explore our neighborhood guides or contact us for a local recommendation based on your priorities.

Are there homes under $400k in Elgin?

Yes — Elgin has active inventory under $400k, though availability varies by neighborhood. These homes move quickly in competitive markets. Save this search to get alerted the moment a new one is listed.

What do you get for under $400k in Elgin?

Under $400k in Elgin you can typically find 3-bedroom homes, townhomes, or well-located condos depending on the area. Browse the listings above for current examples.

Raoul Rowe — Broker & U.S. Army Veteran

Raoul Rowe

Broker-Owner · 10 years U.S. Army · 11 years Central Texas real estate

Ready Front Real Estate is a veteran-owned brokerage based in Austin, TX. We represent buyers and sellers across the greater Austin metro — from Georgetown to Kyle, from Manor to Leander. No pressure, real data, straight answers.